Wednesday, May 28, 2014

Filing Bankruptcy and Finding a Bankruptcy Attorney

How to Select an Oklahoma Bankruptcy Attorney When Deciding To File Bankruptcy


Many people who are overwhelmed by debt and fighting off aggressive creditor collection tactics have never even spoken to a lawyer.  When Filing Bankruptcy | SOuth Tulsa Bankruptcy Lawyers | debtors lack familiarity with the legal process, they can be understandably hesitant to consider bankruptcy as an option to reduce a crushing debt load, protect their family home from creditors and reclaim control of their financial future.  With the right Oklahoma bankruptcy attorney guiding you through the process, bankruptcy often provides an efficient and effective remedy for serious financial hardships.  Since hiring an Oklahoma Bankruptcy Attorney is not something with which people have experience, we have provided some suggestions for selecting a bankruptcy attorney in Oklahoma if Filing a bankruptcy is for you


Narrow Focus or Specialization: Bankruptcy is a discrete area of practice that is based on the Federal Bankruptcy Code, bankruptcy court rules and past decisions and other sources.  Bankruptcy attorneys who represent consumer debtors in Chapter 7 and Chapter 13 on a regular basis will be familiar with the specific laws, regulation and court rules that can impact your rights and remedies.  When filing bankruptcy Tulsa Attorneys who regularly represent clients in the bankruptcy process might be more familiar with subtle complications that can prove important.


Avoid Non-Attorney Document Preparation Services: Sometimes businesses that are not run by an attorney will offer bankruptcy document preparation.  The phrase “caveat emptor” (buyer beware) always applies in such situations because bankruptcy involves a lot more than completing the bankruptcy forms.  The first step is to analyze your situation to determine if a bankruptcy even makes sense given your financial situation.  If debtors do not have enough of the types of debt that can be eliminated in a Chapter 7 bankruptcy, for example, it might be the case that bankruptcy is not their best option.  Further, bankruptcy attorneys analyze a debtor’s assets to identify property that might be left unprotected against creditor claims and devise strategies to avoid loss of critical assets during the bankruptcy process.  While attorneys are evaluated before being licensed to practice law and regulated to ensure both competence and ethical standards, there is no assurance that the owner of a non-attorney document service will possess the experience, training and expertise to give you sound legal advice.


Beware of Illusory Attorneys: While most bankruptcy law firms employ qualified staff members, including paralegals, secretaries and others, your attorney is the one who will analyze your situation, make recommendations and represent you in front of the bankruptcy trustee or judge.  Consumers are advised to be cautious if they are never given an opportunity to consult with or even meet the bankruptcy attorney who is supposedly handling their Chapter 7 or Chapter 13. Always avoid internet bankruptcy referral services. If you cant speak to your bankruptcy lawyer when you call the number found on the internet, move along. Truth is a bankruptcy referral service sends your financial information to a number of attorneys or sells the information to other services.


Seek an Appropriate Comfort Level: While there are many qualified bankruptcy attorneys in Tulsa, each is unique in their personality, demeanor and approach.  While competence in terms of the number of bankruptcies a firm files is an important criteria when evaluating the experience of a bankruptcy attorney, you also need to choose someone with whom you feel comfortable.  The bankruptcy process will generally take a few months or even longer if you file a Chapter 13 payment plan so you need to select an attorney and law firm you want to work with during your bankruptcy process.


If you are interested in Filing Bankruptcy Our affordable Oklahoma Bankruptcy Attorneys offer a free initial consultation so that we can answer your debt questions, evaluate your needs and explain your options.  The Bankruptcy professionals at South Tulsa Bankruptcy Lawyers invite you to contact us at (918) 739-8984 or fill out this form today!



Filing Bankruptcy and Finding a Bankruptcy Attorney

http://tulsabankruptcylawyers.net/filing-bankruptcy-in-tulsa-oklahoma/

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